Financial Calculators

Free financial calculators for mortgages, compound interest, loans, and savings goals. Plan smarter with fast, browser-based tools — no sign-up required.

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Mortgage Payoff Calculator

See how extra payments can help you pay off your mortgage faster and save thousands in interest.

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Compound Interest Calculator

See how your savings and investments grow over time with the power of compound interest and regular contributions.

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Loan Payment Calculator

Calculate your monthly payment and view a complete amortization schedule for any fixed-rate loan.

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Savings Goal Calculator

Calculate how much you need to save each month to reach your financial goal on time.

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Mortgage Calculator

Estimate your monthly mortgage payment with a complete breakdown of principal, interest, taxes, insurance, PMI, and HOA.

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FIRE Calculator

Find your financial independence number, see how many years until you can retire early, and track your progress year by year.

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Long-Term Rental Calculator

See a rental's cash flow, cap rate, cash-on-cash return, and IRR over your full holding period, including utilities and every operating cost.

Barista FIRE Calculator

Most Barista FIRE calculators make you guess a semi-retirement age. This one finds it for you. Enter your numbers and see exactly when part-time income plus your portfolio cover your spending.

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Short-Term Rental Calculator

See a vacation rental's cash flow, cap rate, cash-on-cash, and IRR across your holding period, from nightly rate and occupancy through platform fees, cleaning, and furnishing.

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Coast FIRE Calculator

Most FIRE calculators tell you when you're done. This one finds the age you can stop contributing and let compound growth do the rest. Enter your target retirement age and see exactly when you can coast.

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Retirement Drawdown Calculator

Will your money last? Enter your portfolio, planned withdrawals, and any pension or other income to see exactly how long your retirement savings hold out.